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SBA Economic Injury Disaster Loan Program
To assist small businesses impacted by COVID-19, the government has passed the CARES Act, which expands the existing SBA Economic Injury Disaster Loan program with an additional $20 BILLION in funding.
USE OF PROCEEDS
Working capital & normal operating expenses
Example: continuation of health care benefits, rent, utilities, fixed debt payments.​
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PAYMENTS
Deferred 1 year; interest still accrues
Borrower may make payments if they choose to do so.
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FORGIVABLE
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NO – EIDL Loan
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YES - EIDL Loan Grant
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YES - PPP Loan (If all employee retention criteria are met & funds are used for eligible expenses.)
SBA PPP LOAN ***REVAMPED***COMING SOON!
New Stimulus Package Includes
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$600 Stimulus Checks
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$20 Billion for EIDL
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$25 Billion for Rent Assistance
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$300 Extra Unemployment Insurance through Mid - March
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